Neil Ainsworth is Co-Founder of Performance Leads and FinancialAdvisers.co.uk. Neil has worked in digital marketing since 2004 and specialised in the Financial Services vertical since 2017.
Managing your finances effectively is crucial for achieving your financial goals and securing a stable future. However, understanding complex financial matters and making informed decisions can be challenging without professional guidance. That's where a financial advisor can play a vital role.
Pensions
At retirement when we take our pension from a defined contribution scheme we have a number of options available to us. * The open market option * Tax free cash lump sum * The frequency of payment * Escalation in payments * Spouses provisions * Guarantee periods Each of these options can be taken in conjunction
Consumer duty
There Are 2 Types Of Investment Advice: ‘Independent’ And ‘Restricted’. It Is Also Possible To Obtain ‘Guidance’ (Or No Advice). If you are getting advice about investing your money, you need to know there are two different types of financial advisers – independent and restricted – and this can affect the advice
Consumer duty
The aim of this article is to explain the difference between consumer guidance and consumer advice within the financial services market. The source of this information is the Financial Conduct Authority (FCA). It is important that individuals understand the subtle but significant difference between the two. In certain circumstances it
Consumer duty
Hiring a Financial Advisor: Understanding the Costs Many people prefer to manage their own finances. Sometimes, however, it becomes necessary to hire a professional financial advisor to assist you with your financial affairs and investments. If you are managing many investments, if a lot of money is involved, or if
FCA
There’s no one-size-fits-all answer as to when is the best time to hire a professional financial adviser. However, there are many situations when it’s beneficial to seek expert help, especially when your financial goals and needs become more complex. Before you disregard financial advice as only for the
Consumer duty
Why Should I Use A Financial Adviser | 2022 Looking into retirement options and wondering what to do with your pension funds? Financial advisers can help you identify and achieve your goals by providing the crucial perspective and strategy you need. Keep reading for our top reasons to hire a financial
Consumer duty
Choosing a Financial Adviser Are you considering hiring a financial adviser to assist you with your financial matters? A professional financial expert can help you manage your wealth and savings. They can also help you with your investments and make sure you are on track for retirement. Before you hire
Pensions
A defined benefit pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum or combination thereof on retirement that is predetermined by a formula based on the employee’s earnings history, tenure of service and age, rather than depending directly on
Consumer duty
New research shows those customers who receive financial advice can be better off on average by £40,000. Those who received financial advice in the 2001-2007 period had accumulated significantly more liquid financial assets and pension wealth than their unadvised equivalent peers by 2012-14. ‘The Value of Financial Advice’, produced
Consumer duty
For many investors, working with a financial advisor is an important part of planning for the future and making wise investment decisions. Finding the right financial advisor can make all the difference in the world when it comes to planning for the future, but getting started can be daunting. What
News
How to use the FinancialAdvisers.co.uk directory if you are looking for financial advice in your area.
scams
If you are unexpectedly approached about an investment opportunity that seems too good to be true, it probably is. Fortunately there are steps that you can take to spot these scams and avoid risking your life savings. Read the full guide on how to “Scamproof your savings” from the Pensions
help
Pension Information: Guide To The Basic Facts. YOU MIGHT HAVE ONE OR MORE DIFFERENT TYPES OF PENSION. UNDERSTANDING WHICH YOU HAVE IS IMPORTANT BECAUSE IT AFFECTS THE DECISIONS YOU NEED TO MAKE AS YOU APPROACH RETIREMENT. * What type of pension do I have? * Your State Pension choices * Your pension choices
help
Dont forget, if you have more than £30,000 in your pension pot you need to take pension advice by law before transferring your pension. Our survey shows people got most benefit by talking to an adviser before making any decisions. 80% of people who talked to an FCA regulated