Investment
INVESTMENTS 9: Risk Management
types of and stratagies for risk management of investments
Investment
types of and stratagies for risk management of investments
Investment
review of investment stratagies including passive, active, income, growth, value, balanced, ethical & tax efficient.
Investment
uk investment regulations including the FCA, FSMA & other relevant acts & schemes.
Investment
tax considerations for investment including income tax, CGT, Inheritance & wrappers for efficiency.
Investment
overview of investment tools including online platforms, calculators, research tools & management tools
Investment
overview of investment research covering company & economic analysis, risk assessment and tools etc to assist.
Annuity
Investment
overview of investment planning covers goals and timescales, risk tolerance, diversification, costs and taxation
Investment
overview of typres of investments including direct and indirect investing, peer to peer lending, crowdfunding & ethical
Investment
explores risk and return, asset classes, investment vehicles & strategies for invesment
Subscribe to our newsletter for actionable tips, market insights, and strategies to grow your wealth [unsubscribe at any time, privacy guaranteed]
As a UK consumer, you have certain rights and protections regarding debt collection practices. Here's a breakdown of the key rules: Who can contact you? * Only authorized debt collectors working for the original creditor or a debt purchasing company can contact you about outstanding debts. They must be
Managing your finances effectively is crucial for achieving your financial goals and securing a stable future. However, understanding complex financial matters and making informed decisions can be challenging without professional guidance. That's where a financial advisor can play a vital role.
As a Consumer, avoiding debt requires proactive financial planning and responsible spending habits. Here are some good techniques to help you achieve that: Budgeting and Tracking: * Create a budget: Plan your income and expenses realistically, allocating funds for essential needs, savings, and discretionary spending. Tools like budgeting apps can help
In the UK, the tax implications of debt repayment generally depend on the type of debt you're repaying and the methods used to repay it. Here's a breakdown: Debt types and tax implications: * Mortgages: Interest payments on mortgages are tax-deductible for higher-rate taxpayers (40% and 45%
The Bank of England's Monetary Policy Committee (MPC) sets the base rate of interest, also known as Bank Rate, with the primary goal of achieving the government's inflation target of 2%. The MPC considers various economic factors when making its decision on interest rates, including: 1.
UK inflation has been on a rollercoaster ride in recent years, reaching a 41-year high of 11.1% in October 2022. Since then, it has gradually subsided, and has fallen to 4.6% as of 15th November 2023. The Bank of England expects inflation to fall to around 2% by
Mortgage rates in the UK have been on a rising trend in 2023, following a period of historically low rates in the aftermath of the COVID-19 pandemic. The Bank of England (BoE) has been increasing the base rate of interest in an effort to combat inflation, which has led to
In the UK, bankruptcy and debt forgiveness options should be considered as last resorts due to their potential consequences. However, understanding them can be helpful for individuals facing overwhelming debt and considering all their options. Here's an overview: Bankruptcy: Individual Bankruptcy (England & Wales): This option allows individuals
Having a bad credit score in the UK can have a significant impact on various aspects of your financial life. Here's a breakdown of some key consequences: Difficulties Accessing Credit: * Loan applications: Bad credit can lead to loan rejections or higher interest rates for mortgages, personal loans, car
There are various options available for managing and reducing credit card and loan repayments, depending on your specific situation and the type of debt you hold. For a wider overview of ways to manage & reduce Debt Consumer Debt view our article here Here's a breakdown of some
* Different types of debt have varying interest rates and consequences. Prioritise paying off high-interest debts like credit cards and payday loans first to minimize interest charges. Consider strategies like the avalanche method (focusing on high-interest debts first) or the snowball method (prioritising smaller debts for quicker payoffs). For an introduction
The UK's interest rates have been on an upward trajectory in recent months, as the Bank of England attempts to combat rising inflation. In December 2021, the BoE's Monetary Policy Committee (MPC) voted to raise the base rate from 0.1% to 0.25%. This was