Ed Wilkinson is Co-Founder of Performance Leads and FinancialAdvisers.co.uk. Ed has worked in digital marketing since 2005 and specialised in the Financial Services vertical since 2015.
Mortgages
Mortgage rates in the UK have been on a rising trend since the end of 2022, following a period of historically low rates in the aftermath of the COVID-19 pandemic and exascerbated by the war in Ukraine and its knock on effects globally. The Bank of England (BoE) has been
Investment
types of and stratagies for risk management of investments
Investment
review of investment stratagies including passive, active, income, growth, value, balanced, ethical & tax efficient.
Investment
uk investment regulations including the FCA, FSMA & other relevant acts & schemes.
Investment
tax considerations for investment including income tax, CGT, Inheritance & wrappers for efficiency.
Investment
overview of investment tools including online platforms, calculators, research tools & management tools
Investment
overview of investment research covering company & economic analysis, risk assessment and tools etc to assist.
Annuity
Investment
overview of investment planning covers goals and timescales, risk tolerance, diversification, costs and taxation
Investment
overview of typres of investments including direct and indirect investing, peer to peer lending, crowdfunding & ethical
Investment
explores risk and return, asset classes, investment vehicles & strategies for invesment
Debt
As a UK consumer, you have certain rights and protections regarding debt collection practices. Here's a breakdown of the key rules: Who can contact you? * Only authorized debt collectors working for the original creditor or a debt purchasing company can contact you about outstanding debts. They must be
Debt
As a Consumer, avoiding debt requires proactive financial planning and responsible spending habits. Here are some good techniques to help you achieve that: Budgeting and Tracking: * Create a budget: Plan your income and expenses realistically, allocating funds for essential needs, savings, and discretionary spending. Tools like budgeting apps can help
Debt
In the UK, the tax implications of debt repayment generally depend on the type of debt you're repaying and the methods used to repay it. Here's a breakdown: Debt types and tax implications: * Mortgages: Interest payments on mortgages are tax-deductible for higher-rate taxpayers (40% and 45%
Bank of England
The Bank of England's Monetary Policy Committee (MPC) sets the base rate of interest, also known as Bank Rate, with the primary goal of achieving the government's inflation target of 2%. The MPC considers various economic factors when making its decision on interest rates, including: 1.
Inflation
UK inflation has been on a rollercoaster ride in recent years, reaching a 41-year high of 11.1% in October 2022. Since then, it has gradually subsided, and has fallen to 4.6% as of 15th November 2023. The Bank of England expects inflation to fall to around 2% by