Adviser Insights Articles

The role of pensions in estate planning has historically been distinct.

Inheritance tax (IHT) reduces the value passed on to loved ones, and in some cases, this can be a significant amount.

Estate planning involves organising your financial and personal affairs.

What happens after death depends largely on the type of pension held and the stage it had reached.

When managing an estate in the UK, gifting is a central consideration.

Inheritance tax (IHT) in the UK is levied on the value of a person’s estate upon death.

Please note that the legislation hasn’t been finalised yet, so changes are still possible, and further details are still expected.

Index funds have become a cornerstone of investment strategies for both novice and experienced investors.

Portfolio rebalancing is a simple maintenance habit that helps you manage risk and keep your chosen asset mix on track over time.

Many people looking to build their retirement savings consider investing part of a defined contribution pension in stocks and shares.

A Self‑Invested Personal Pension (SIPP) is a type of UK pension that gives you greater choice over how your retirement savings are invested.

When it comes to savings and investment strategies in the UK, Individual Savings Accounts (ISAs) are popular due to their tax efficiency.