Adviser Insights Articles

In recent years, the landscape of property ownership in the UK has seen significant changes, particularly in the policies affecting second homes.

When you buy a second home, it is important to understand how any future sale might affect your Capital Gains Tax (CGT).

When purchasing a second home in England or Northern Ireland, one crucial financial consideration is Stamp Duty Land Tax (SDLT).

Financing a car in the UK is a popular way to spread the cost of a vehicle rather than paying the full price upfront.

Becoming a landlord can be rewarding, but it demands careful financial preparation.

An energy tariff is the plan you agree with a supplier that sets out the unit prices and daily standing charges for the gas and/or electricity supplied to a home or business, along with key terms such as contract length and any exit fees.

Buying a business is a significant investment and a major decision that can affect your financial and professional life for years to come.

Mis-sold car finance is where you are given a credit agreement that was not properly explained, was unsuitable for your circumstances, or was sold using unfair practices (for example, undisclosed commission).

Being a landlord involves more than collecting rent.

An Energy Performance Certificate (EPC) indicates how energy-efficient a property is, on a scale from A (most efficient) to G (least efficient).

Simple interest is a basic way to work out the interest due on a sum of money over a set period.

Stamp Duty Land Tax (SDLT) is a tax charged on purchases of property or land in England and Northern Ireland.